These Terms govern your use of lanternadvisor.com and its related pages, including our industry advisor tools (the "Site"), operated by LanternAdvisor ("we," "us"). By using the Site, you agree to these Terms. If you do not agree, do not use the Site.
The Site provides educational information about business financing and generates an informational report based on the answers you supply. If you consent, we introduce you to funding partners who may contact you about options.
Reports are generated automatically from your responses. They are general in nature, are not underwriting decisions, and are not an offer, commitment, or pre-approval of credit.
Nothing on the Site is financial, legal, accounting, or tax advice. Rate ranges, term lengths, funding amounts, and timelines shown are general market estimates for educational purposes only. Actual terms are set solely by the funding partner and depend on underwriting. You should consult your own qualified advisors before entering any financing agreement.
By submitting the questionnaire and checking the consent box, you agree that LanternAdvisor and its funding partners may contact you at the phone number and email address you provide — including by automated dialing systems, prerecorded or artificial voice messages, and SMS — about funding options. Consent is not a condition of receiving your report or of purchasing any goods or services. Message and data rates may apply. Reply STOP to opt out of text messages, or use the unsubscribe link in any email.
Funding partners, including Prime Trades Funding, are independent businesses. We may receive compensation when a business we introduce obtains financing. This compensation may influence which partners we work with. We are not responsible for the products, terms, conduct, or decisions of any funding partner, and any agreement you enter is solely between you and that partner.
We do not guarantee that you will qualify for financing, receive any particular amount or rate, or be contacted within any specific timeframe. Any figures describing typical funding amounts or speeds reflect offerings generally available in the market, not a promise about your outcome.
The Site, its content, reports, branding, and underlying software are owned by LanternAdvisor and protected by intellectual property laws. You may use your own report for your business purposes. You may not copy, resell, or redistribute Site content without our written permission.
The Site may link to or embed third-party services, including scheduling tools. We are not responsible for their content, availability, or privacy practices.
The Site is provided "as is" and "as available," without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Site will be uninterrupted, secure, or error-free.
To the fullest extent permitted by law, LanternAdvisor and its officers, members, employees, and agents will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, revenues, data, or business opportunities, arising from your use of the Site or any financing you obtain. Our total aggregate liability for any claim relating to the Site will not exceed one hundred dollars ($100).
You agree to indemnify and hold harmless LanternAdvisor from any claims, damages, losses, and expenses (including reasonable attorneys' fees) arising from your use of the Site, your violation of these Terms, or your violation of any law or third-party right.
Our handling of your information is described in our Privacy Policy, which is incorporated into these Terms.
We may modify these Terms at any time. Changes take effect when posted, and the "Last updated" date will be revised. Continued use of the Site after changes constitutes acceptance.
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law principles. You agree that any dispute will be brought exclusively in the state or federal courts located in Delaware, and you consent to personal jurisdiction there.
If any provision of these Terms is found unenforceable, the remaining provisions remain in full force.
LanternAdvisor
Email: hello@lanternadvisor.com